How Long Do Water Heaters Last?

Smart Ways to Help Yours Go the Distance

water heater Greenwich, CTA dependable supply of hot water keeps your home running smoothly. From morning showers to laundry and dishes, you rely on your water heater every day. So how long can you expect it to last?

For most traditional storage tank water heaters, the average lifespan ranges from 7 to 13 years. Where your system falls in that range depends on several factors, including:

  • The temperature setting on the tank
  • How much hot water your household uses
  • The overall quality of the unit
  • The water quality in your area

If you have hard water with high mineral content, your water heater works harder than it should. Over time, minerals settle at the bottom of the tank and form sediment. That buildup reduces efficiency, strains components, and can shorten the system’s lifespan.

Getting a periodic professional tank flush every few years helps remove sediment before it causes damage. This simple service improves efficiency, extends equipment life, and helps support steady water temperatures. During that visit, a technician can also inspect one of the most important components inside your tank: the anode rod.

The Purpose of the Anode Rod in Your Water Heater

Inside most tank-style water heaters is a long metal rod, typically made of magnesium or aluminum. Its job is to prevent the steel tank from rusting. It does this through a process called electrolysis. The rod attracts corrosive elements in the water that would otherwise attack the tank lining.

Over time, the anode rod sacrifices itself and slowly deteriorates. That is exactly what it is designed to do. Once it is depleted, corrosion can begin attacking the tank itself. Without a functioning anode rod, a water heater could rust out in just a few years.

In most homes, an anode rod lasts between three and five years. Replacing it when needed is far less expensive than replacing the entire water heater.

It is worth noting, however, that not all tanks require an anode rod. Stainless steel water heaters, for example, are resistant to corrosion and typically do not use an anode rod.

Are You Spending Too Much to Heat Water?

After heating and cooling, water heating is the largest energy expense in most homes. It accounts for roughly 20% of your energy bill. The average household uses about 65 gallons of hot water each day for bathing, cooking, cleaning, and laundry.

If you are using an older electric water heater, you may be paying more than necessary. Oil-fired water heaters are known for their efficiency and fast recovery rates. Compared to electric models, they heat water more quickly and often at a lower operating cost.

Because electricity is typically generated at centralized power plants, it can result in higher overall carbon emissions than heating oil used directly in the home. Upgrading to a modern oil-fired system can mean lower utility bills, faster hot water recovery, and a reduced environmental impact.

Types of Water Heaters Westmore Installs

If you are considering a replacement system, there are two primary types of oil-powered water heaters we install for our customers.

  • Direct-Fired Water Heaters. This is the most common design. A dedicated burner heats water stored in a tank. As hot water is used, the system continuously reheats and replenishes the supply. These systems are reliable, straightforward, and well-suited for many households.
  • Indirect-Fired Water Heaters. An indirect-fired water heater works in conjunction with your home’s boiler. Instead of having its own burner, it uses the boiler’s heat to warm your tap water. The boiler’s water and household water remain separate and never mix. Because it draws on the boiler’s high output, an indirect system often delivers recovery rates faster than standard tank heaters. It also has fewer moving parts since one burner manages both space heating and water heating.

With proper maintenance, an indirect-fired water heater can last 15 to 20 years. The absence of a direct flame reduces stress on the tank, contributing to its long lifespan and durability.

Know When It’s Time to Replace Your Water Heater

Even with proper maintenance, no water heater lasts forever. Signs that it may be time to consider replacement include:

  • Rust-colored water
  • Rumbling or banging noises from the tank
  • Leaks around the base
  • Inconsistent water temperatures
  • Rising energy bills

Water Heater Service in Greenwich, CT and Beyond

Westmore Fuel is your best choice for hot water heater installation. We have decades of experience in evaluating our customers’ hot water needs. We will be happy to review your usage and provide a free estimate for the cost of a new hot water heater, along with the expected savings you will experience with your new unit.

Bioheat® Fuel for New York and Connecticut Homes

A Smarter Clean Energy Choice for Winter

bioheat

Home heating conversations often focus on electric heat pumps as the future of clean energy. While these systems may work well in milder parts of the country, the reality is different in the Northeast.

New York and Connecticut experience long winters, frequent cold snaps, and extended periods of below-freezing temperatures. In those conditions, electric heat pumps can struggle to keep homes warm, especially during extreme cold when demand is highest.

There is another important point that often gets overlooked. Despite popular belief, electricity today is not entirely clean. In New York and Connecticut, less than 10% of electricity currently comes from wind and solar power. Much of the remaining supply is generated from natural gas, particularly during peak winter demand. That means electrification alone does not automatically deliver lower emissions or reliable comfort for homeowners in our area.

A smarter approach is to embrace solutions that reduce carbon emissions while working with the infrastructure already in place. That is where our B20 Bioheat Plus® fuel plays a critical role.

Bioheat® Fuel Explained

Bioheat® fuel is a cleaner-burning, renewable alternative to traditional heating oil. It is made by blending ultra-low sulfur heating oil with biodiesel derived from renewable resources such as recycled cooking oils, agricultural byproducts, and plant-based oils. The result is a fuel that dramatically lowers carbon emissions without sacrificing performance or affordability.

Westmore Fuel has been at the forefront of this transition for two decades. In 2008, we became the first company to deliver Bioheat® fuel, helping us to lead the heating oil industry toward a more sustainable future. Today, every heating oil provider in New York and Connecticut follows that same path by delivering Bioheat fuel blends.

One of the biggest advantages of Bioheat fuel is how easy it is for homeowners to adopt. Your existing heating system does not need any modifications to use Bioheat fuel. Unlike a heat pump installation, there is no new equipment to buy and no disruptive installation process. Customers also benefit from stable energy costs while enjoying significant reductions in carbon emissions.

Bioheat® Fuel and Lower Carbon Emissions

Some years ago, heating oil industry leaders took a major step forward by adopting the Providence Resolution. This voluntary agreement outlined ambitious greenhouse gas reduction goals for the entire industry.

The resolution committed the industry to reducing greenhouse gas emissions by 15% by 2023, 40% by 2030, and reaching net-zero carbon emissions by 2050.

To measure progress toward the first milestone, Dr. Tom Butcher of the National Oilheat Research Alliance conducted an in-depth study. His findings exceeded expectations. Rather than achieving the first 15% goal by 2023, the industry reached nearly a 26% reduction in greenhouse gas emissions.

This remarkable progress was driven by two key factors. The first was continued investment in energy efficiency, including more advanced burners and heating equipment. The second was the expanded use of renewable Bioheat® fuel across the Northeast.

More milestones continue to support the industry’s clean energy goals:

  • UL standards now recognize higher biofuel blends in oil-fired heating equipment.
  • Manufacturers are introducing burners and complete heating systems certified for blends up to 100% biodiesel, also known as B100.

Together, these developments show that the heating oil industry is not standing still. It is evolving quickly and responsibly.

What’s Next for Bioheat® Fuel?

The long-term vision is a full transition to B100 Bioheat fuel, which is made from 100% biodiesel. Research conducted by the National Oilheat Research Alliance has shown that a home heated with B100 Bioheat fuel and paired with solar panels for electricity can reach net-zero carbon emissions quickly and at a practical cost.

This approach recognizes that clean energy does not have to be an all-or-nothing solution. Instead of replacing entire systems, homeowners can reduce emissions now while keeping reliability and comfort during harsh winter weather.

For families across New York and Connecticut who rely on heating oil, this is encouraging news. It proves that meaningful environmental progress is already underway without sacrificing warmth, safety, or affordability.

Bioheat Plus® Fuel Deliveries in Darien, CT and Beyond

Westmore Fuel proudly delivers B20 Bioheat Plus® fuel to homes throughout New York and Connecticut. Our Bioheat Plus fuel is a B20 blend, consisting of 20 % biodiesel and 80 % ultra-low sulfur heating oil. This premium fuel is rack-injected at our marine storage terminal and included with every residential delivery we make.

Our fuel burns cleanly and efficiently, helping reduce environmental impact while easing the strain on household budgets. New York residential customers may also qualify for a state income tax credit of 20 cents per gallon. That adds up to $200 in savings for every 1,000 gallons delivered, making cleaner energy even more affordable.

Westmore Fuel has proudly served heating oil customers in New York and Connecticut since 1938. We stay committed to providing reliable comfort, innovative solutions, and a cleaner path forward for home heating.

Contact us today to become a Westmore Fuel customer and experience the benefits of Bioheat Plus® fuel for yourself.

*Source: https://oilandenergyonline.com/articles/all/heating-oil-industry-track-achieve-net-zero-emissions-2050/

Choosing the Right Boiler Upgrade for Your Home

What Factors Should You Consider?

boiler White Plains, NYIf your home is still heated by an older heating oil boiler, you may be missing out on one of the most impactful comfort and efficiency upgrades available today. Boiler technology has come a long way in the past few decades. Modern hydronic heating systems are significantly more efficient, more dependable, and better for the environment than the models installed years ago.

When we talk about efficiency, we mean measurable, real-world results. Today’s high-efficiency boilers produce more usable heat while consuming less fuel. That means lower annual heating costs, reduced fuel consumption, and a smaller carbon footprint. Just as important, it means steadier, more comfortable warmth throughout your home during the coldest months of the year.

Upgrading your boiler is not just about replacing old equipment. It is about improving how your entire home feels and performs during the heating season.

What Is a Boiler and How Does It Work?

A boiler, also known as a hydronic heating system, heats your home using hot water or steam rather than warm air. The boiler heats water and sends it through a closed network of pipes to radiators or baseboard units placed throughout your home. As the water releases heat, it cools and returns to the boiler to be reheated, continuing the cycle.

This method of heating provides even, consistent warmth without the temperature swings often associated with forced-air systems. Many homeowners appreciate that boiler heat feels gentler and more natural.

In older homes, especially those built before the 1950s, steam boilers are still fairly common. These systems literally boil water to create steam, which rises through the pipes to radiators using natural pressure. While these classic systems are durable and familiar, they are far less efficient than modern alternatives.

Today’s hot water boilers do not boil water at all. Instead, they heat it to a precise temperature and circulate it through a closed-loop system. Because the same water is reused over and over again, less energy is wasted. This design contributes to improved efficiency, reduced wear on system components, and a longer overall lifespan.

Key Components of a Boiler System

Understanding the basic parts of a boiler system can help you make a more informed upgrade decision:

  • Burner. The part where heating oil is ignited to create heat.
  • Heat exchanger. Transfers heat from combustion gases to the water while keeping the two separate, for safety and efficiency.
  • Circulator pump. Moves heated water through the piping system in hot water boilers. Steam systems rely on pressure instead.
  • Piping: Carries heated water or steam to radiators or baseboards and returns cooled water to the boiler for reheating.

One of the biggest advantages of hydronic heating is comfort. Unlike forced air systems, boilers do not dry out indoor air or circulate dust and allergens. The result is a warm, cozy home that feels comfortable rather than stuffy. Many modern boilers can also provide domestic hot water through an integrated storage tank, creating an efficient two-in-one solution for space heating and hot water needs.

When Should You Replace Your Boiler?

Even the most durable boiler will eventually reach the end of its useful life. On average, boilers last between 20 and 25 years, sometimes longer with proper maintenance. However, an aging boiler often brings declining efficiency. As components wear down, the system needs to burn more fuel to produce the same amount of heat.

If your boiler requires frequent repairs or struggles to keep comfortable indoor temperatures, continuing to invest in repairs may no longer make financial sense. In many cases, upgrading to a new high-efficiency boiler can deliver immediate energy savings and improved comfort.

Heating Oil Boiler Replacement in New York and Connecticut

While your existing boiler may still provide enough heat to get by, its efficiency is likely far lower than that of a modern hot water boiler. That means you are using more fuel than necessary to stay warm.

Westmore Fuel offers heating system solutions designed to meet a wide range of home sizes, comfort needs, and budgets. One popular option is the System 2000 boiler from Energy Kinetics. This advanced system is known for its exceptional efficiency and versatility, combining space heating and hot water production in one integrated unit. Many homeowners experience annual energy savings of up to 40% after upgrading, along with more consistent indoor comfort, no matter how cold it gets outside.

Equipment Financing for Your New Boiler

To make upgrading easier, Westmore Fuel partners with the National Energy Improvement Fund (NEIF). Through NEIF’s EnergyPlus financing, qualifying customers can choose loan terms of three, five, or ten years when working with NEIF-approved contractors like Westmore Fuel.

NEIF financing does not involve traditional credit reporting, so your credit score is not affected. This allows homeowners to move forward with important efficiency upgrades while managing costs comfortably over time.

Heating Oil Service in White Plains, NY and Beyond

From Greenwich, Darien, Stamford, and Port Chester to Mount Kisco, New Rochelle, White Plains, and surrounding communities, Westmore Fuel has proudly served our heating oil customers in New York and Connecticut since 1938.

Contact us today to become a Westmore Fuel customer and enjoy dependable fuel delivery, expert heating service, and the comfort solutions your home deserves.

Should You Insulate Your Water Heater?

Water Heater Insulation: Smart Upgrade or Wasted Effort?

water heater Mount Kisco, NYHot water plays a bigger role in your daily comfort than you might realize—until something goes wrong. Families throughout New York and Connecticut rely on their water heaters every single day for warm showers, spotless dishes, clean laundry, and countless other household tasks.

Yet despite how essential these systems are, most of us rarely think about our water heater’s efficiency until a problem—and an unexpected expense—pops up.

For many homeowners who are looking for ways to trim their energy bills, the idea of insulating a water heater tank seems like a smart, cost-saving upgrade. After all, it’s a popular tip in many energy-efficiency checklists. But for most households today, insulating a water heater is not only unnecessary, it could even be the wrong move altogether.

Newer Water Heaters Are Already Efficient

Here’s the good news: if your water heater was manufactured in 2004 or later, it likely already has enough built-in insulation to prevent meaningful heat loss.

The U.S. Department of Energy states that storage tanks with a thermal resistance rating of R-24 don’t require any added insulation. Not sure of your tank’s rating? There’s an easy test: simply touch the surface. If your water heater doesn’t feel warm, adding insulation won’t improve efficiency.

While electric water heaters tend to be the focus of most insulation discussions, oil-fired (and gas) water heaters are more challenging to insulate properly. And in most cases, they don’t need it anyway—unless they’re extremely old.

Replacement Is the Real Solution for Old Water Heaters

Water heaters with storage tanks typically last 7 to 13 years. Once your system passes that window, efficiency decreases, repair costs increase and insulation won’t solve those issues. If your water heater is approaching (or well past) that age range, you’ve gotten your money’s worth. A replacement is the smarter, safer investment.

Leave Insulation Work to a Professional

If you still want to explore insulating your tank, it’s important to continue cautiously. Over the years, our technicians have seen numerous DIY insulation projects go awry, everything from covering critical valves to creating fire hazards. A trained plumbing or heating professional can ensure that any modifications are completed safely and correctly.

But for most homeowners, a better long-term approach is upgrading to a modern, high-efficiency system that reduces wasted energy from the start.

Modern Oil-Fired Water Heating Options

Today’s oil-fired water heaters offer significantly improved efficiency, performance, and reliability compared with older models. If you want to cut energy costs while enjoying a more dependable supply of hot water, here are two excellent options.

  • Indirect-Fired Oil Water Heaters. Indirect-fired systems use your home’s heating boiler to warm your tap water. Any time your boiler runs to heat your home, your indirect water heater works without using extra energy. This makes indirect units one of the most efficient water-heating choices available, and Westmore Fuel installs top-quality systems from the industry’s leading manufacturers.
  • Direct-Fired Oil Water Heaters. Direct-fired water heaters are the traditional tank systems many homeowners recognize. They feature their own dedicated burner, which heats the water stored inside the tank. Hot water is replaced continuously as it’s used. These systems are an excellent choice for homes that heat with a warm-air furnace rather than a hydronic (boiler-based) system.

Equipment Financing Made Easy

Westmore partners with the National Energy Improvement Fund (NEIF) to make upgrading your water heater more affordable. NEIF offers three-, five-, and ten-year EnergyPlus financing options for qualifying purchases with NEIF-approved contractors like Westmore Fuel. The best part? NEIF does not run credit reports, so applying won’t affect your credit score. Learn more about NEIF financing.

Water Heater Installation in Mount Kisco, NY

When you choose Westmore Fuel, you’re choosing certified technicians with decades of experience installing high-quality water heating systems. Every unit we install includes a manufacturer’s warranty, and we stand behind our work with a 100% satisfaction guarantee.

Whether you’re planning for the future or ready to replace an aging system now, our experts can assess your household’s hot water usage, recommend the right equipment, and provide a free estimate—complete with expected energy savings.

Restore your comfort and peace of mind. Contact Westmore Fuel today to request your free estimate for a new oil-powered water heater.

How to Choose a Heating Oil Company

What Makes Westmore Fuel Stand Out

heating oil Port Chester, NY

When homeowners are asked what they want most from a heating oil company, the answers go far beyond simply receiving their heating fuel on time. They want:

  • Problems fixed right the first time
  • Equipment service and installation done when promised
  • Easy, convenient scheduling
  • Courteous, professional technicians
  • A clean workspace after every visit

In short, they’re looking for a full-service partner—not just a fuel delivery company. That’s exactly what customers find with Westmore Fuel. We’re proud to go beyond “just dropping oil in the tank” by offering a complete range of services that keep your home warm, efficient, and safe all year long.

B20 Bioheat Plus® Fuel in NY and CT

Since our founding in 1938, Westmore Fuel has built a reputation for innovation, reliability, and personal service. Every year, we’ve invested in new technologies and better ways to deliver comfort and value to our customers in New York and Connecticut.

Our team doesn’t just deliver heating oil — we deliver peace of mind. From dependable automatic delivery to expert heating equipment service, your comfort and security are always our top priorities. And because we live and work in the same communities we serve, you can count on 24/7 emergency fuel delivery and service—with a real person from our local team to answer your call.

One of the most meaningful changes we’ve made is our transition to delivering B20 Bioheat Plus® fuel to every customer. Westmore was among the first heating fuel companies in the nation to move into the biofuels market, and we’re proud to be leading the way toward a cleaner, greener energy future.

B20 Bioheat Plus fuel blends ultra-low-sulfur heating oil with 20% renewable biodiesel made from recycled resources such as plant oils and animal fats. The result? A cleaner-burning, more sustainable fuel that reduces greenhouse gas emissions and helps protect our environment, all while delivering the same powerful heat homeowners depend on.

And for our New York customers, there’s an extra benefit: a 20¢-per-gallon state tax credit for using B20 Bioheat Plus fuel from Westmore.

Heating Oil Service in Port Chester, NY and Beyond

At Westmore Fuel, we’re proud of our dedicated team of professionals who live right here in the communities we serve. They understand your needs, take pride in their work, and are committed to helping you stay comfortable, safe, and warm.

We call our approach the Westmore Advantage, which features five ways where we stand above the competition:

  1. Guaranteed Fuel Supply
    Since 1982, we’ve had a plan in place to ensure fuel supply for all our customers—even during the most extreme weather conditions. Our 1.2-million-gallon marine storage terminal and strong supplier relationships mean you’ll never have to worry about running out of fuel.
  2. Environmentally Friendly Products
    Our exclusive B20 Bioheat Plus fuel burns cleaner and emits fewer pollutants than traditional fuels or natural gas—while still delivering plenty of BTUs per gallon for superior heating performance.
  3. Superior Equipment Service
    All of our service technicians are trained, certified Westmore employees—not sub-contractors. You can expect expert, efficient, and courteous service every time we visit your home.
  4. Helping Customers Save on Heating Costs
    We’re always working to help you reduce energy use and control costs. From high-efficiency heating systems to flexible pricing and payment plans, we make home heating more affordable and predictable.
  5. A Safe Heating Fuel
    Safety is always a top priority. B20 Bioheat Plus fuel is non-explosive and won’t ignite if you drop a match into it. Your heating system must heat the fuel to 140°F and atomize it before it can burn. Plus, oil systems show clear warning signs like smoke long before carbon monoxide becomes a risk.

Become a Westmore Fuel Customer

From Darien, Greenwich, and Stamford in Connecticut to Port Chester, Mount Kisco, New Rochelle, and White Plains in New York, Westmore Fuel always welcomes new customers looking to do better with their heating oil provider.

If you’re looking for reliable heating oil deliveries, cleaner-burning fuel, and the best service team in the region, it’s time to make the switch.

Contact us today to become a Westmore customer—and experience the Westmore Advantage for yourself!

How to Prevent Frozen Pipes and Boiler Trouble

Cold Climate Tips for Protecting Your System and Home

boiler Stamford, CTWhen winter temperatures plummet, both your boiler and your home’s water pipes can be at risk of freezing. While boilers are generally designed to withstand the cold—thanks to their insulated components and high operating temperatures—issues can still arise, especially with exposed feedwater lines.

Your water pipes, on the other hand, are far more vulnerable. Even a brief cold snap can cause pipes in poorly insulated or unheated areas to freeze and burst, leading to costly water damage and repairs.

To help you stay warm and worry-free this winter, here are some simple yet effective ways to protect your plumbing and heating systems.

How to Prevent Your Water Pipes from Freezing

  • Insulate exposed pipes. Wrap any exposed central heating pipes—especially those running through basements, crawl spaces, or garages—with waterproof pipe lagging or foam insulation. It’s a quick, inexpensive fix that can prevent a major headache later.
  • Leave your heat on low. If you’re away or asleep, don’t switch your heating off completely. Keeping your thermostat set to at least 60°F ensures enough warm air circulates through your home to prevent freezing.
  • Keep air moving. Open interior doors to allow warm air to circulate freely throughout your home, helping to cut cold pockets that can lead to frozen pipes.
  • Seal drafts. Check where pipes enter or exit your home—such as around walls, floors, or cabinets—and seal any gaps with caulk or expanding foam to block cold air from sneaking in.

If You’re Leaving Home for Winter Travel

  • Keep your heat running. Don’t shut your system off. Set your thermostat to no lower than 60°F (or slightly higher during extreme cold) to keep a steady temperature.
  • Install a Wi-Fi smart thermostat. This simple upgrade lets you watch and control your home’s temperature remotely—and receive alerts if it drops too low.
  • Open kitchen and bathroom cabinet doors. This helps warm air reach uninsulated pipes under sinks.
  • Close and lock all windows and doors. Make sure they’re sealed tightly, and close shutters if you have them to help insulate your home.
  • Shut off the main water valve. Doing so minimizes potential water damage if a pipe bursts while you’re away.
  • Unplug unused appliances. Not only does this protect them from power surges after outages, but it also saves on standby (“vampire”) electricity usage.
  • Close your fireplace flue. This keeps out moisture, snow, and even small animals—while preventing warm air from escaping.
  • Arrange for regular home checks. Ask a friend or neighbor to stop by periodically. They can alert you and give us access if your heat fails.
  • Notify us. If you’re a Westmore Fuel automatic delivery customer, let us know you’ll be away. We can adjust your delivery schedule, so you don’t receive heating oil when you don’t need it.

If Your Pipes Freeze While You’re Home

  • Leave the affected faucet slightly open to relieve pressure as the pipe thaws.
  • Use a space heater or hair dryer to warm the frozen section gently—never use an open flame.
  • Keep the area as warm as possible or use thermostatically controlled heat tape to prevent re-freezing.
  • If you see any signs of leaking or bursting, call a plumber at once.

If You Lose Your Heat

  1. Make sure you have heating oil in your storage tank.
  2. Verify that your emergency switch for your boiler is in the “on” position.
  3. Check for a blown fuse or tripped circuit breaker.
  4. Ensure your thermostat is set to “heat” and above room temperature—don’t forget to check the batteries.
  5. If your burner has shut off, you can press the reset button once only. If the system shuts off again, call for service right away—pressing the reset button repeatedly can cause a costly flooding of your system with oil.

Heating Oil Service in Stamford, CT, and Beyond

At Westmore Fuel, we’ve been keeping homes warm and comfortable since 1938. Our team is proud to serve customers throughout Stamford, CT, and surrounding communities in Connecticut and New York with reliable heating oil deliveries, expert service, and total peace of mind during the coldest months of the year.

Whether you need emergency help or advice on preventing winter freeze-ups, we’re here to help. Contact us today to become a customer or schedule your next service visit.

How to Choose Between Repairing and Replacing Your Furnace

Tips to Help You Decide What’s Best

furnace Greenwich, CTHas your heating oil furnace been giving you more trouble than comfort these past few winters? If so, you’re not alone. Most heating oil furnaces start losing reliability after 15–20 years, and even sooner if proper maintenance has not been done.

At some point, you’ll need to ask: is it worth repairing, or is it time to invest in a replacement? While repairs can sometimes buy you more time, upgrading to a high-efficiency heating oil furnace often proves to be the smarter long-term move. Not only can a new system save you 20% or more on annual heating costs, but it can also cut down on expensive repair bills and deliver a noticeable boost in home comfort.

And those savings really add up—after just a few seasons, the energy efficiency of a modern system can offset much of the upfront cost.

Along with age, there are other important factors to consider when deciding whether to repair or replace your heating oil furnace. (The same guidelines apply if you rely on a hot water or steam boiler instead of a warm-air system.)

Calculate the Cost to Repair vs. Cost to Replace

When faced with a breakdown, compare the repair cost to the cost of replacement. As a rule of thumb, if the repair bill comes to at least half the cost of a new furnace, replacement usually makes more financial sense. You’ll avoid pouring money into a unit that may continue to fail.

How Much Can I Gain in Heating Efficiency?

Efficiency is where older systems fall far behind. An aging furnace might be running at 70% efficiency—or worse. That means almost one-third of the heat you’re paying for is going straight out the chimney. By contrast, today’s heating oil furnaces run at 85% efficiency or higher, giving you more heat for less fuel. If your efficiency gap is wide, replacement is often the most cost-effective choice.

What Type of Replacement Furnace Do I Need?

Every home has different heating demands. Renovations like a new addition, finished basement, or remodeled space can significantly change your home’s heating load—the amount of energy needed to keep things comfortable.

If you’ve made (or plan to make) improvements to your New York or Connecticut home, you’ll want to be sure your new furnace is properly sized for your space. The experts at Westmore Fuel can help you figure out the right BTU capacity to ensure your comfort all winter long.

Add It Up: Repair vs. Replacement

When you look at the numbers, upgrading often comes out on top. But there are times when repair may be the more practical choice, such as:

  • Your furnace is under 15–20 years old and still has usable life left.
  • You’re planning to move soon, and the next owner may remodel anyway.
  • A rebate, incentive, or new technology is coming soon and could make replacement even more affordable.

Think of your heating system as a long-term investment. The right decision should balance cost, comfort, and plans for your home. If you’re leaning toward replacement, Westmore Fuel can help you explore your options.

Equipment Financing for Your New Heating System

Westmore Fuel partners with the National Energy Improvement Fund (NEIF) to make upgrading easier. NEIF offers flexible EnergyPlus financing with 3-, 5-, and 10-year loan terms available for qualifying purchases through approved contractors like Westmore. Even better—NEIF does not run credit reports, so your credit won’t be affected. Learn more about NEIF financing here.

Heating Oil Service in Greenwich, CT and Beyond

Since 1938, Westmore Fuel has been serving families from Greenwich, Darien, and Stamford to Port Chester, Mount Kisco, New Rochelle, and White Plains. Our commitment to reliable service and efficient comfort solutions has never changed.

Contact us today to join the Westmore Fuel family of customers and get the dependable heating service and support you deserve.

Why Oil Heat Keeps You Cozy and Safe

Powerful Energy Saves You Money During Winter

heating oil Darien, CTWhen the temperatures start to dip and winter really settles in across New York and Connecticut, the true test of your home heating system begins. If you rely on oil heat, you already know the difference it can make — not just in comfort, but in value, reliability, and peace of mind.

Some homeowners may wonder if oil heat is still a smart choice. The answer is a resounding yes — and here’s why.

Unmatched Heating Power

When it comes to raw heating energy, oil heat is hard to beat. One gallon of heating oil produces nearly 140,000 BTUs — that’s enough energy to run 70,000 60-watt lightbulbs at once! Compared to electricity, propane, or natural gas, heating oil delivers far more warmth per unit, which means your home heats up faster and stays comfortable longer.

The U.S. Energy Information Administration reports these numbers:

  • Electricity: 1 kilowatt-hour = 3,412 BTUs
  • Propane: 1 gallon = 91,452 BTUs
  • Natural gas: 1 therm = 100,000 BTUs
  • Heating oil: 1 gallon = 138,500 BTUs

In short: less fuel but more heat with heating oil. That efficiency translates into real savings — especially when temperatures drop and your heating system is working overtime.

Technology That Works Smarter, Not Harder

Heating oil systems have come a long way. Modern units use up to 40% less fuel than their older counterparts, thanks to improvements in technology and system design. That’s good news for both your wallet and the environment.

One of the biggest game changers is B20 Bioheat Plus® fuel— the cleaner, greener fuel Westmore delivers. Made by blending ultra-low-sulfur heating oil with renewable biodiesel, it burns cleaner than conventional heating oil, which:

  • Improves system efficiency
  • Reduces wear and tear on equipment
  • Lowers the risk of breakdowns
  • Extends the lifespan of your boiler or furnace

The best part? You don’t have to change or upgrade your equipment to use it. B20 Bioheat Plus fuel works seamlessly in any oil-heated home.

Smaller, Smarter, More Efficient Systems

Today’s high-efficiency heating oil boilers and furnaces are compact but powerful — about the size of a three-drawer filing cabinet. Many come with advanced controls that adjust fuel usage based on outdoor temperatures, meaning you use less fuel during milder weather without sacrificing comfort.

Other innovations include:

  • Variable-speed motors that use up to 80% less electricity
  • More even heat distribution with fewer temperature swings
  • Quieter operation for a more peaceful home

Safety You Can Rely On

Heating oil is one of the safest energy sources available. Here’s why:

  • It can’t explode. The oil in your tank is as likely to explode as the water in your backyard pool.
  • On-site fuel supply. You don’t have to depend on utility pipelines or power grids — your fuel is right there at home.
  • Low carbon monoxide risk. If something goes wrong with your burner, built-in safety devices shut the system down automatically.

In addition, the heating oil delivery professionals at Westmore Fuel are highly trained and use equipment designed with safety in mind, so you can feel confident about the fuel in your tank.

Heating Oil Service in Darien, CT

Heating your home isn’t just about the fuel — it’s also about having a dependable partner to keep your system running smoothly. Westmore Fuel has been serving communities in Darien, Greenwich, Stamford and beyond in Connecticut, as well as Port Chester, Mount Kisco, New Rochelle, and White Plains in New York.

From delivering clean-burning B20 Bioheat Plus fuel to performing expert equipment maintenance and installations, Westmore Fuel is here to make sure you stay warm, safe, and worry-free all winter long.

Bottom line: Oil heat combines tremendous heating power, modern efficiency, unmatched safety, and dependable service. With today’s technology and cleaner fuels like B20 Bioheat Plus fuel, it’s not just a smart choice — it’s a better choice than ever before.

How to Lower Heating Oil Payments Next Winter

We Can Make Your Heating Costs Easier to Manage

heating oil tank White Plains, NYWith the intense heat and high humidity levels we have been experiencing lately, choosing how to pay to keep your house affordably warm next winter is probably the furthest thing from your mind right now.

But taking a little time to find the answer to that question now can really pay off later by giving you more predictable heating oil payments all year long.

That’s because one phone call or email is all it takes to request enrollment in Westmore’s EvenPay monthly payment plan. About 50% of our customers choose this payment option because it guarantees predictable heating fuel payments and can cut your winter payments in half. Depending on when you enroll, we can even out your payments for as many as 11 months.

For maximum convenience, most EvenPay customers also choose AutoPay, which lets you pay your bill automatically from your bank account or via credit card. Customers really love it because it saves time, saves money on stamps and checks and cuts paperwork. Combined with paperless billing, you’ll really enjoy the reduced paper clutter and the convenience of having all your statements and payment records in one secure digital space.

Here are common questions about our EvenPay monthly payment plan.

Q: How do you figure out my monthly payment amount?

A: We look at your annual fuel usage from the last couple of years and multiply that number by the projected heating oil prices for the upcoming heating season. Then we divide that total by up to 11 months, depending on when you enroll.

Q: Can I enroll now?

A: Yes, we’ll be happy to divide your total fuel bill into manageable monthly payments through next June. This ensures that your payments will remain predictable throughout the year. There is absolutely no cost to enroll in this program. If you have a service plan, we can roll its annual cost into your monthly payment schedule. You can also make even easier payments by using our AutoPay program.

Q: If prices drop, will my monthly payments change?

A: Don’t worry. If your actual fuel costs are a little higher or lower than we estimated, we will make the necessary adjustments during the heating season. In the end, you will only pay for the fuel you received on the day it was delivered — not a cent more.

Q: Does EvenPay include price protection?

A: No. Price protection is a separate program. Most customers who want more price certainty will choose a price cap because their price will not go above the cap price but if market prices fall below the cap, they enjoy the benefit of the lower price. Other customers want the security of locking in their rate at a fixed price, while still others prefer just paying the fluctuating daily market rate on the day we deliver. Please contact us today to find out more about our pricing and payment options.

Heating Oil Tank Tip for Summer

While we’re discussing what you should be thinking about right now to make life a little easier later, here’s an important tip: don’t leave your tank empty over the summer!

An empty oil tank is prone to a build-up of condensation that eventually finds its way into your fuel, where it will sink to the bottom of your tank and corrode it from the inside out.

A damp tank interior will also encourage the growth of bacteria in your fuel, which will slowly turn your heating oil into a thick sludge that clogs your fuel lines. If your tank is half full or less, we highly recommend you schedule a heating oil delivery soon to avoid problems down the road. Better yet, take advantage of our free automatic delivery service so you don’t have to worry about the level of heating oil in your tank. We’ll take care of that for you.

Heating Oil Delivery & Service in White Plains, NY

Westmore Fuel has been serving heating oil customers in New York and Connecticut since 1938. Contact us today to become a Westmore Fuel customer and enjoy reliable, high-quality heating oil service for your home comfort needs.

Bioheat Plus® Fuel Vs. Natural Gas

Why Our Advanced Heating Oil Is a Cleaner Choice

heating oil New Rochelle, NYWestmore Fuel has been delivering a blend of renewable biodiesel and heating oil since 2009. Our B20 Bioheat Plus® fuel uses a refined, soy-based biodiesel made from recycled cooking oil and agricultural byproducts. In doing so, we’re able to provide our customers with a clean-burning fuel that significantly reduces carbon emissions.

Our home heating fuel is not only a clean alternative to conventional heating oil, our B20 blend produces fewer greenhouse gas emissions than natural gas. In the coming years, as the ratio of biodiesel increases, home heating oil will move closer to becoming a carbon-neutral fuel. This and other innovations within the industry will help to keep Bioheat fuel as a leader in America’s energy evolution.

Bioheat fuel requires no modifications to your system and no large expenditure on new equipment. Plus, our efficient and clean-burning Bioheat Plus fuel saves you money on fuel and equipment service. It also burns cleaner than natural gas because it generates fewer greenhouse gas emissions. Methane—the main part of natural gas—has the capacity to trap so much heat in the atmosphere that over one century, one ton of this gas causes 32 times as much warming as one ton of carbon dioxide.

Bioheat Fuel vs. Natural Gas

  • Because Bioheat fuel is so clean burning, you’ll get higher efficiency from your home’s heating system. With today’s high-efficiency heating oil furnaces and heating oil boilers, you could reach efficiencies of 90% or higher. Heating oil gets your home warmer faster than natural gas or any other fuel.
  • A heating-oil-fired furnace or heating oil boiler can last about 25 years, while the life expectancy of a natural gas furnace or boiler can be as little as 10 years.
  • Bioheat fuel is better for heating systems because it burns cleaner and leaves fewer deposits on heat exchangers. That means fewer breakdowns and a longer life for your furnace or boiler.

Bioheat Plus Fuel is Safe

When the utility companies try to persuade people to convert from oil to natural gas, there’s never much talk about safety. That’s because heating oil with a biofuel mix is the much safer fuel choice.

With heating oil, you can safely store fuel on your property with no reliance on underground pipelines. Heating oil cannot explode—even if you drop a lit match into it. Heating oil is also much safer in the case of a carbon monoxide leak because you will get a warning sign about a malfunction—unlike with natural gas.

Dependable Heating Service in NY and CT

When you use natural gas to heat your home, you’re dealing with a utility company. Usually, that means a far-away office where you’re just an account number in their massive database. In contrast, Westmore Fuel is locally owned and locally based. We’re proud to offer safe, reliable heating oil deliveries backed by our friendly, personalized service.

Heating Oil Delivery and Service in New Rochelle, NY

Westmore Fuel provides heating oil and heating oil equipment service to Darien, Greenwich, Stamford, and nearby communities in Connecticut. We also deliver fuel and provide equipment service to New York communities, including New Rochelle, Port Chester, Mount Kisco and White Plains.

Westmore also partners with the National Energy Improvement Fund (NEIF) to provide financing so our customers can take full advantage of the heating oil equipment upgrades we offer.

NEIF provides loan lengths of three, five or 10 years on its EnergyPlus financing for qualifying purchases with NEIF-approved contractors like Westmore Fuel. NEIF does not run credit reports, so your credit will not be affected in any way. Read more about financing through NEIF.

Contact us to learn more about Westmore Fuel, a company built around its customers.